Living in an apartment can be a pretty sweet deal. (By the way, The District at Saxony Apartments in Fishers are really nice). No maintenance, no pricey homeowners insurance, just easy living in a property that belongs to someone else. But it also can be easy to forget the importance of having great renters insurance to protect you in your apartment or rented home—just in case.
Renters insurance doesn’t just cover the stuff in your apartment—your clothes and electronics and other personal belongings. It also covers other important things, like loss of use. What happens if a tornado rips the roof off your apartment and you have to find someplace else to live? Renters insurance keeps you covered while you find a new place to live. No paying out of pocket for hotel rooms or other expenses—it’s right there in your renters insurance.
Renters insurance can also help protect you from lawsuits. If someone is injured in some way in your apartment or rental home, you can be held liable for the cost of that lawsuit. But if you have renters insurance, you’re covered.
Another thing that people sometimes forget about is the ability to take advantage of the multi-policy discount on your auto insurance. Sometimes, the discount on the auto insurance is enough to pay for the renters insurance. Almost a buy one, get one free deal.
If you’re interested in learning more about renters insurance and the variety of coverages available, please give us a call at 644-1770 or stop by our Fishers, IN office.