Car Insurance

Car Insurance (Auto Insurance) in Fishers

Next to your home, your car is often the most expensive piece of property you own. As a result, it is important to seek the best value when buying your car insurance. To ensure that you have the proper protection, there are a number of ways that you can reduce the cost of your auto insurance premiums while obtaining the coverage that you need, including:

Deductibles

Choosing higher deductibles for collision and comprehensive coverage is an easy and cost-effective way to lower your car insurance bill. In many cases, the premium savings realized by switching to a higher deductible may be enough to offset the cost difference of an increased deductible in just a few years.

Discounts

  • Multi-policy – By placing your auto insurance and home insurance with the same company, you will receive a discount on your car insurance bill as well as your home insurance premium.
  • Multi-car – If you insure two or more cars  and they are owned and used by the individual and/or relatives living in the same house, you may receive a discount.

Driver-related Discounts

Good drivers who have no accidents or violations receive the most competitive rates, but there are other factors that can reduce your premiums even further, including:

  • Driver training – If you have a young driver (under age 21) insured who has completed an accredited driver-training course, you may receive a premium discount.
  • College student – Young, unmarried, full-time college students who spend most of the college term away from home without the use of an auto may be eligible for a discount.
  • Age 55 & older – Cars driven primarily by an insured who is 55 and over may receive a discount on the bodily injury, property damage, medical payments, personal injury protection, comprehensive and collision premiums.
  • Education – You may qualify for a discount depending upon your education level.

Vehicle-related Discounts

You can save even more money on your car insurance by choosing a vehicle with the following safety equipment:

  • Passive restraints – If your vehicle is equipped with factory-installed automatic seat belts or air bags, you may receive a discount on the medical payments or personal injury protection portion of your premium.
  • Anti-theft devices – You may receive a discount on the comprehensive portion of your premium if your vehicle has active or passive anti-theft devices.
  • Anti-lock brakes – Vehicles with factory-installed anti-lock brake systems on all four wheels are eligible for this discount that applies to the bodily injury and property damage coverages.

If you are interested in obtaining more information or would like a car insurance quote, contact us.

Car insurance Fishers IN, Auto insurance Noblesville