Renters insurance is something that everyone who rents an apartment or home should buy. It will provide a great deal of protection and is relatively cheap insurance.
What does renters insurance cover?
Renters insurance in Indiana covers four different areas:
- Personal Property – This is commonly called “your stuff.” It is your clothes, furniture, electronics, dishes, and other things you own. We typically recommend replacement cost coverage.
- Liability Coverage – Liability coverage is insurance to protect you in the event that you are liable for damages at home and away from home. This does not apply when you are driving. For example, if you are out on the town and accidentally knock someone over and they sue you for injuries, it’s this coverage that will provide protection. Most policies in Indiana start with $100,000 of coverage. This can be increased for only a few dollars.
- Medical Protection – This section of your renters insurance will pay for injuries to your guests, regardless of fault. So if you’re having friends over, and a guest falls and breaks his wrist, your renters insurance will provide coverage.
- Additional Living Expenses – If something happens (such as a fire) that makes it impossible to live your apartment and you’re required to live elsewhere for a period of time, your Indiana renters insurance will pay some of the additional costs.
Are other coverages available with renters insurance?
Certainly! Our Fishers Independent Agency can customize your renters policy by including additional protection to make sure that you’re covered when you have a claim. This includes backup of water through sewers and drains, additional coverage for jewelry, and more.
Why Curry Agency for Renters Insurance?
Curry Agency in Fishers is an independent agency. We offer renters insurance from great insurance companies. We can help you find affordable protection for you. When paired with your auto insurance, we can offer you additional discounts.
To learn more about renters insurance in Indiana, call our agency today at 317-644-1770. We serve Fishers, Noblesville, McCordsville, Carmel, Indianapolis, and all of Indiana.
Coverages may vary by carrier. See individual policies for specific coverage details. Certain terms and limitations may apply.