Home Insurance Underground Service Line CoverageUnderground Service Line Coverage is now available on your Indiana Homeowners Insurance policy.

Home insurance in Fishers, Indiana can cover against many types of loss – hail, wind, tornado, and more. One type of loss that normally is not covered is a damaged service line. Having service line coverage on your home insurance policy can save you thousands of dollars and lots of frustration.

Service lines include water, cable, internet, electric, gas, and sewer. You are responsible for the section of these service lines that runs from your home to the public connection. This means that if your sewer lines from your home to the public connection break, you’re responsible for repairs. These repairs can cost thousands of dollars.

Most Fishers home insurance policies don’t cover these losses. However, Erie Insurance has this option available to customers. By purchasing various homeowners insurance policy bundles, these types of claims may be covered for $10,000 or $25,000. The ErieSecure Home Plus bundle includes a $10,000 limit and the ErieSecure Home Select bundle includes a $25,000 limit.

Safeco Insurance is another of our home insurance companies that offers this valuable coverage. For just a few dollars a day, you can protect yourself against expensive repairs.

Here’s a scenario that can explain the coverage: If you have a sewer line that runs between your home and city connection that breaks, it’s not covered under most home insurance policies. However, if you have an Erie policy with one of the bundles mentioned above, your home insurance policy will pay either $10,000 or $25,000 for a covered loss (Safeco limits may vary from Erie home insurance limits). A broken sewer line could cost $7,500. Wouldn’t having a home insurance policy that covers the loss be nice?

To read an article from Erie Insurance that talks about the coverage, click Home Insurance Hidden Risk.

To discuss coverage, give our Fishers IN insurance agency a call at 317-644-1770.